Retirement Planning
At Invest Blue, we work closely with you to help you define your ideal retirement, demonstrate what is possible and develop the right advice to empower you to live your best possible life.
Our retirement philosophy
Retirement is a lifetime in the making, you’ve worked hard for this phase of life. It should be a time to have the confidence to do what you want, when you want.
We all want to live a happy, healthy, purposeful life after full-time work but retirement means different things to different people. Whether it’s cruising the world, spending more time with the grandkids, caravanning around Australia or volunteering in your local community, we all have different ideas of what the second half of our lives looks like.
That’s why planning for retirement is so important. You want the comfort of knowing that your future is under control and that you can do all those things you’ve dreamed of for all those years.
The changing retirement landscape
Retirement can be defined as ‘withdrawal and retreat’, and this was once an accurate description of what to expect. Less than a century ago, retirement was typically a short lived, passive leisure period after 40 years or more of workplace toil.
Today, retirement is a vastly different proposition. Retirees tend to live longer and enjoy more active lifestyles than previous generations. Retirement is usually vibrant and exciting. It’s a time for new beginnings and opportunities. It’s a time for making the choices and having the freedom to do what you enjoy and what matters most.
Over the past few decades, we’ve seen massive advances in health and medical science. We’re living longer and are staying in better health. Although this means more people are taking an aspirational mindset into retirement, retiring from paid employment can still be daunting. It can also be something that arrives quickly, often catching us by surprise and before we’ve properly planned.
We work with all our clients to achieve ‘retirement readiness’. This doesn’t just mean having your finances in order (although that’s a major part of it). It also means being in the right physical, emotional and mental state to make your best life retirement journey. That way you can retire, or transition to retirement, at the time you want, or when retirement chooses you.
Our retirement core beliefs
- financial alignment is the best investment
Defining what is most important to you and your family, then prioritizing your goals based on what matters most will deliver more meaningful use of your hard-earned money every time. - no one is average
Too often the financial advice industry prepares plans for people based on the average life expectancy. We know that no life is average, and we tailor plans based on your personal longevity for better results. - big dreams should be lived
The best thing a retirement plan and strategy can do for you is provide confidence that the most important things you want to be able to do can be done. - S.M.I.L.E
We look for blind spots. Tailoring strategy, structure, good quality planning and advice is critical to managing risk well. - planning for success is complex
The right structures no matter your situation can make all the difference to retirement affordability. - retirement is a journey, not an event
Plans and goals can change regarding your wealth strategy’s underlying requirements and choices. We’ll be with you every step of the journey.
Make your financial dreams a reality.
